CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. The Wells Fargo Propel card launched to the public on July 16, 2018 and yes, it is a metal card. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This card's fees are mostly in line with its competitors with a couple of notable exceptions. Wells Fargo Go Far Rewards points are very flexible. How To Apply . Wells Fargo Propel Review. Wells Fargo Propel Amex Overview – Wells Fargo Propel Review. Rather than a flat bonus, the card matches the miles you earn in the first year. The Capital One VentureOne card is one of our most popular no annual fee travel cards. People looking to transfer an existing credit card balance stand to benefit the most from this card because of the 15-month 0% introductory rate and the opportunity to still earn purchase rewards. You’ll earn a competitive rewards rate and receive many of the same travel protections that come with other travel cards. It's especially important to ensure you maximize spending on this card during the early months in which you own it. If you're looking for a new credit card, it's helpful to consider the issuer’s customer service. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The Capital One … You’ll receive three points … Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. On the plus side, the bank does offer 24/7 customer service and an online chat feature for cardholders needing quick answers. This American Express card is issued by Wells Fargo, so not all of the traditional American Express benefits apply. The spending above would quickly satisfy the $1,000 required to earn the 20,000 bonus points. This card stands out by offering, with no annual fee, a hefty three-points-per-dollar reward on dining, travel, gas, and select streaming subscription purchases. We also assign value to sign-up bonus offers and their initial spending requirements, when present. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. For the most part, Wells Fargo Propel points have a 1 cent-per-point value, whether you redeem them for a travel purchase or cash back. All reviews are prepared by CreditCards.com staff. With the Wells Fargo Propel American Express Card, you’ll earn 3X rewards points on dining, travel and gas station purchases, plus 1X points for all other purchases. That being said, cardholders eager for an initial influx of points to spend on travel might be better suited applying for a card that comes with an annual fee and a higher bonus. Learn more about how we review products and read our advertiser disclosure for how we make money. If you are eager to start racking up rewards points toward your next vacation – but not ready to spend $95 a year or more to do so – the Propel is a great option. Though Wells Fargo doesn't explicitly state what credit score is needed to receive the Wells Fargo Propel American Express® card, it does say that this … The perks the card offers really support a cardholder who travels, not often, but occasionally, and who makes regular purchases at gas stations and restaurants. Wells Fargo Propel Review. If your card is lost or stolen, Wells Fargo offers emergency card replacement and cash disbursement. ► 2021 Review, Application & Rates " The Wells Fargo Propel American Express® Card is, in our opinion, the best card offer from Wells Fargo. This card is best for people who want to earn unlimited high rewards rates in a selection of popular categories without having to carry multiple credit cards or worry about rewards caps. Earn 1% cash back on all eligible purchases—and when you redeem it to pay down eligible debt, save, or invest with SoFi, we'll throw in an extra 1% toward your goal, for a total of 2%. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Instead, you’ll see recommended credit ranges from the issuers listed next to cards on our site to help you determine which cards you’re likely to be approved for. By providing my email address, I agree to CreditCards.com’s There are two versions of the card: Propel World and Propel 365 card, both of them issued by American Express. Cash back redemptions start at 2,000 points for $20 cash back at ATMs or 2,500 points for $25 cash back when redeemed online or over the phone. The Wells Fargo Propel American Express® Card is a strong alternative for great ongoing rewards and a 0% introductory rate. Because the best rewards with this card are constrained to a few categories, then, also consider adding another broad-based card that offers rewards on all other purchases that are richer than the 1 point-per-dollar that the Wells-Fargo Propel American Express offers. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. The relaunched Wells Fargo Propel American Express® card is designed as a rewards credit card with nice travel-related features, and its generous balance transfer benefits, solid rewards offered for everyday purchases and some extra perks and features thrown in for good measure could make this generally an excellent addition to your wallet. This is an exceptionally high earning rate for a no-annual-fee card, putting the Wells Fargo Propel card on par with some premium travel cards. Propel cardholders can additionally set up a pool for friends to add points to, in order to combine rewards for a bigger redemption. The Capital One Venture Rewards Credit Card, for example, offers 60,000 miles to users who spend $3,000 in the first 3 months and charges a $95 annual fee. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – … The Wells Fargo Propel American Express® Card is a great card if you’re not ready to pay a hefty annual fee but want to earn cash back and travel rewards. The no-annual-fee Wells Fargo Propel American Express® card offers solid cash-back earning rates, especially in millennial-friendly bonus categories such as streaming services, dining and travel. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. In almost all cases, you will get 1 cent per point. Wells Fargo Propel American Express Card Review If you'd like to get your hands on a no-annual-fee American Express card that also earns you points for travel, the Wells Fargo Propel … Maximizing rewards with the Wells Fargo Propel American Express Card is fairly straightforward. Offering 3X points per dollar spent on gas, restaurants, travel, and streaming services, you can also earn 1X point per dollar on all other purchases. The Wells Fargo Propel American Express card offers 3 points per dollar spent in popular spending categories including restaurants, gas, travel, and some popular streaming services. Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. Reasonable efforts are made There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. Over the past week, there has been some excitement on Flyertalk about the new kid on the block, the Wells Fargo Propel Card. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. It offers solid rewards, a 0% intro period, and cell phone protection when you pay your bill with your card. It provides account monitoring for suspicious activity, and will send you alerts if there are fraudulent transactions. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. 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